Netbanking in Indian banks have various issue. There are issue where there is no server side validation, there are issue relating to keyloggers/trojans like zeus which can compromise OTP. Are banks doing enough. This is presentation done by one of the researchers in india.
All netbanking users are advised to secure their PC with
a. Good anti virus like ESET NOD32 or Avast antivirus
b. Anti keylogger like Zemana(http://www.zemana.com/)
c. Install Malwarebytes Anti Exploit and Anti Rootkit (https://www.malwarebytes.org/downloads/)
d. Then login to your bank netbanking.
Presentation on Netbanking
(The test has been conducted at client end , not on server side)